Renting out a property in the Netherlands is subject to many rules and laws. As a landlord, it is very important to be aware of these rules and laws, before you start renting out your property. We are asking you for your attention for the links and subjects mentioned below. Of course we are more than happy to provide you with additional information.
Permission of your mortgage lender
When you rent out a property on which you have a mortgage, you need permission of the mortgage lender to rent out the property. Please consult your financial advisor for this.
Income from the rent
When you are renting out a property, the income from this rent can be taxed in box 1 or in box 3. We advise you to check this before you rent out the property with the Belastingdienst (http://www.belastingdienst.nl/wps/wcm/connect/bldcontenten/belastingdienst/individuals/) or with your tax consultant.
All properties that are rented out or being sold, need to have an energy label. This is an indication for the energy use in the property.
Rental price and service costs
Protection for tenants and cancelling the rental agreement
Maintenance of the property
Energy label for renting out a property is an obligation as from January 1st 2015
As from January 1st 2015 it is mandatory for landlords to be able to hand over an energy label. This label should provide insight into the energy efficiency of the home. Landlord who cannot provide such a label risk a fine. For more information, please refer to the website of the Government: http://www.rijksoverheid.nl/onderwerpen/energielabel-gebouwen
Fire insurance when renting out a property
Many property owners rent out their property without consulting their insurance agent. In that case the landlord has a high risk of under-or even no coverage in emergencies cases such as fire. it is therefore very important to check if the insurance covers this circumstances when you are renting out a property. For more information you can consult the Vereniging Eigen Huis: https://www.eigenhuis.nl/actueel/Dossiers/Dossier-tijdelijke-verhuur/recessie-verzekeringen-tijdelijke-verhuur/